Your Trusted Mortgage Partner – Licensed in ALL 50 States

Tanika Home Loans

NMLS: #2327932

Helping Homebuyers and Homeowners Find the Right Loan Through Capital Federal Credit Union and Achieve Homeownership

Whether you're buying your first home, refinancing your current one, or investing in property, I make the process easy, transparent, and tailored to you. Let’s find the perfect mortgage together.

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Why work with Tanika?

More Than a Mortgage — It’s a Partnership

You’re not just a number. I take the time to understand your goals and match you with the best financing option because I'm passionate about making home ownership possible.

When it comes to one of the biggest financial decisions of your life, you deserve a partner who truly cares about your success. I’m Tanika, an Associate Broker with over a decade of experience helping hundreds of families achieve their dream of homeownership. I’m not just here to help you find your perfect home — I’m here to guide you every step of the way, with knowledge, transparency, and heart.

I’ve proudly partnered with Capital Federal Credit Union to bring my clients some of the best lending options available — offering competitive rates, flexible programs, and a commitment to service that matches my own.

Helping people become homeowners isn’t just my profession — it’s my passion. I believe that owning a home is a key to building generational wealth, creating stability, and living the life you’ve imagined. That’s why I take the time to truly listen to your needs, find the right solutions for your situation, and make the process as smooth and empowering as possible.

Whether you’re buying your very first home, upgrading to fit your growing family, or investing in your future, my mission is simple: to be your trusted guide, fierce advocate, and biggest cheerleader.

Let’s open the door to your future — together.

Benefits of the Credit Union

When you choose to work with me and Capital Federal Credit Union, you’re gaining access to more than just competitive loan options — you’re choosing a partnership that puts your needs first. We’ve designed every step of the process to make home financing easier, clearer, and more personalized for you.

Streamlined Application Process: simplify each step, making it easy to progress from application to approval.

Personalized Loan Options: Customized solutions that fit your unique financial goals and homeownership plans.

Clear, Transparent Guidance: No confusing jargon — just honest, straightforward advice every step of the way.

Enhanced Customer Experience: Dedicated support from a team that truly cares about your success.

Focused on Approval Success: We’re committed to helping you not just apply, but get approved and move into your new home with confidence.

Frequently Asked Questions

What documents do I need to apply for a mortgage?

You’ll typically need proof of income, bank statements, tax returns, and credit information. Specific requirements may vary by lender.

How much can I borrow for my mortgage?

Your borrowing amount depends on your income, credit score, down payment, and debt-to-income ratio. A pre-approval can give you a clearer estimate.

What’s the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a steady interest rate throughout the term, while an adjustable-rate mortgage (ARM) has a rate that may fluctuate after an initial fixed period.

How long does the mortgage approval process take?

The timeline can vary but generally takes 30-45 days, depending on factors like document verification, appraisals, and lender-specific processes.

Testimonials

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Working with Tanika was a wonderful experience! I reached out to her in February, and by the second week of April, I was moving into my new home! As a first-time homebuyer, I had so many questions, but Tanika guided me every step of the way, making me feel informed, confident, and empowered throughout the entire process.

She helped me find a home I love and used her expertise to craft a strong, timely offer that was accepted less than 24 hours after our first viewing! If you're looking to buy a home, I highly recommend Tanika

— W. Akinkuowo

It was a true pleasure to work with Tanika. Not only did she help my family and me find a home in a very competitive housing market and in accordance with our timeline, but her words of wisdom, guidance, sense of humor, and encouragement also proved calming amid the stress of the home-buying process. Tanika's superpowers are her detail-orientated nature and her responsiveness. For example, if you call or text Tanika with a question or concern, she will respond immediately. She will also identify and correct the smallest of errors in contract-related documents. Even though my family and I were moving from out of state and could not view many of the properties in person, Tanika's high-quality videos and descriptions made us feel like we were viewing homes in person. Because of Tanika, we are delighted with our home and strongly recommend her without reservation. She is the BEST!